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Your position:| Q&A on Business Credit |
| Explanation
of Statistical Terms |
| Expert List |
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| Q&A on Business Credit |
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¡ô What does Business Credit mean? Business Credit stands for the capability and reliability of the company to implement the promise of all business activities. ¡ô What does Business Credit include? Management Factor: Character: the sincerity and will of an operator to abide by credit Capacity: the operator's ability of operation, management, financing and credit control the ability of operation, profit gaining and debt paying decided by the size of a company Financial Factor: Capital: Capital Structure, Security, Fluidity and Profit gaining ability Collateral: The character and type of gage Economic Factor£º Condition: Economy Condition, such as the influence of policy, economy, society, market, war and etc. Business Condition, such as the influence of industry, enterprise, environment, competition, movement and etc. Coverage Insurance: Get Credit from the third party ¡ô When is business credit survey need? Selecting potential customers Setting up business relationship with new partners Information on old customers over one year Old customers change the payment terms Having important cooperative projects Having dissension with customers ¡ô Why business credit survey should be done? It can help you select partners with good reputation To acknowledge the best investment object To identify the credit standing according to partners reality so as to avoid risks and decreases losses To have a clear mind on competitors in order to make corresponding operation strategy Conducted by the third party, professional, objective and fair Strict confidential principle, can not influence the relationship between partners |
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